Property & Casualty Insurance | OakShield Insurance
Property & Casualty

Coverage for the home and business you've built.

From a first homeowners policy to a full commercial program, we shop your risk across a network of carriers instead of pricing you against a single company's book. Personal lines, commercial lines, and everything in between.

Residential

Personal lines coverage.

Homeowners

Dwelling, personal property, and liability coverage shopped across carriers so a renewal increase doesn't have to mean staying put.

Renters

Affordable protection for personal belongings and liability while you rent, often bundled with an auto policy for a discount.

Personal Umbrella

Extra liability protection above your home and auto limits, for the lawsuit that would otherwise reach into personal savings.

Commercial & business

Coverage for owners and operators.

General Liability

Protection against third-party bodily injury, property damage, and advertising injury claims tied to your business operations.

Business Owners Policy (BOP)

Property and liability coverage bundled for small and mid-sized businesses, typically at a lower combined cost.

Workers' Compensation

Required coverage for employee injuries and illnesses on the job, protecting both your team and the business.

Professional Liability

Errors and omissions coverage for service-based businesses facing claims tied to advice, work performed, or missed deadlines.

Commercial Umbrella

Additional liability limits above your underlying commercial policies for large or catastrophic claims.

Builders Risk & Vacant Commercial

Specialty coverage for property under construction or sitting vacant between tenants, where standard policies fall short.

Not sure which policy your business needs?

Tell us what you're running, and we'll tell you where the actual gaps are.